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<doi_batch_id>_1769066914</doi_batch_id>
<timestamp>1769066914</timestamp>
<depositor>
<depositor_name>Sigit Budhi Setiawan</depositor_name>
<email_address>sbs@rijan.ac.id</email_address>
</depositor>
<registrant>Sekolah Tinggi Ilmu Ekonomi Syariah Riyadlul Jannah Mojokerto</registrant>
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<journal_metadata>
<full_title>FADZAT: Jurnal Ekonomi Syariah</full_title>
<abbrev_title>fdzt</abbrev_title>
<issn media_type="electronic">2746-7872</issn>
<issn media_type="print">2746-7864</issn>
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<journal_issue>
<publication_date media_type="online">
<month>12</month>
<day>12</day>
<year>2024</year>
</publication_date>
<journal_volume>
<volume>5</volume>
</journal_volume>
<issue>1</issue>
<doi_data>
<doi>10.58787/fdzt.v5i1</doi>
<resource>https://jurnal.rijan.ac.id/index.php/fdzt/issue/view/9</resource>
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<title>Optimalisasi Zakat Produktif dalam Mendorong Pertumbuhan Ekonomi UMKM Berbasis Syariah di Indonesia</title>
</titles>
<contributors>
<person_name contributor_role="author" sequence="first" language="en">
<given_name>Cindy</given_name>
<surname>Maharati</surname>
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<jats:p>This study aims to examine the strategic role of productive zakat in promoting the growth of sharia-based micro, small, and medium enterprises (MSMEs) in Indonesia. Employing a qualitative-conceptual approach through an extensive literature review, the research offers a theoretical and empirical synthesis of the contributions of productive zakat across three economic levels: micro, meso, and macro. The findings reveal that productive zakat not only increases income and economic self-reliance among beneficiaries (mustahik) but also strengthens local Islamic economic ecosystems and supports national poverty reduction efforts. These contributions position zakat as a transformative and sustainable socio-economic instrument. However, the optimization of productive zakat faces structural challenges, including weak institutional integration, low Islamic financial literacy, and underdeveloped regulatory frameworks. Therefore, institutional transformation is necessary through empowerment-oriented fiscal policies, digitalized beneficiary data systems, and alignment of zakat programs with the national roadmap for sharia-based MSME development. Overall, the study confirms that productive zakat holds great potential as a foundational pillar for an inclusive, just, and sustainable Islamic economic system.</jats:p>
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<month>12</month>
<day>12</day>
<year>2024</year>
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<doi>10.58787/fdzt.v5i1.211</doi>
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